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I owe $7000 plus on two cards and it’s been a year since my last payment. They call me and I ignore . I have some financial problems that’s why I can’t pay . I asked the collector to reschedule my dept and let me pay the amount that I can pay but they are not responding to my request and asking me amount that I can never pay. I am afraid of what would happen if i continue ignoring their calls and letters.
Can any one tell me what I can do and Can they drag me to police / courts / trials / .. etc.

  • says:
    July 9, 2009 at 9:03 pm

    i have numurious c.c. debt right now i am paying little by little,but end of month i don’t get anything leftover for my saving so what should i do?

  • Maykell says:
    December 8, 2009 at 6:53 am

    I have been thru bankruptcy before a foreclosure got a new house sold that one I have new 30000 debt in credit cards, that I not going to pay, who cares , you can walk away and get new ones in like 3 years , never pay them back.

  • Paul Hamm says:
    January 19, 2010 at 10:40 pm

    manny desai, save your self stop pay the rat basters. they took all americans with large bail outs ( your money)( your childrens, childrens money) the biggest in the history of the of nations. if not the world.

  • Mae says:
    January 26, 2010 at 2:05 am

    I have 4 different cards…each one has anywhere from 1000CND to 6000CND owing. I am out of the country…been paying the monthly payments for 9 years….not getting anywhere…I am now in the position that I just can’t afford to pay them anymore…I need to know if I stop all together…can I go to jail if I enter the country again? I mean I really don’t care about the credit rating…I don’t want another card again…and I will never own my own house..so just need to know if they will bother to come after me for such a small amount (when you look at what others owe)..I don’t have any cars, houses, or anything that could be used as collateral…does anyone know?

    Need to fix this ASAP!!!

  • Dave says:
    March 16, 2010 at 9:38 pm

    Hello I owe chase 24000 dollars because they bumped my interest rate to 29.99 after one two day late payment. it was 3.99 then 7.99 …..if I dont pay what happens in the end?

  • N.Nag says:
    March 19, 2010 at 4:48 am

    sir
    i have taken a personal loan which is iam not paying from two years now iam not in a position to pay the loan , but the bankers are saying that they have issued a warrent , so kindly suggest me the way to be safe from warrent or how should i escape from this problem
    pls any one help me out frds

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  • says:
    May 31, 2011 at 4:15 pm

    I am retired on a small soc sec income and some self-employment. We have depended on my wife’s part-time work to pay our cc, which we have been doing. Now, she cannot work and must file for disability. We have about $30,000 cc debt. What will happen if we don’t pay anymore? I read the article on this page and it didn’t say anything about that that I could find. Thanks.

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